THE RING
Round the month.
The ring
Every renewal as a bead on its day.
Every cycle
Weekly, monthly, quarterly, yearly.
Reminders
1, 3 or 7 days before, email or push.
Crowded arcs
See where the month clusters.
UPI AutoPay
Record a mandate like any bead. To pause or revoke one, use your own UPI app — PannaCircle never connects to UPI or your bank.
Export & delete
Download your data or clear it in one tap.
